I was reviewing my credit card offers the other day, and I just starting laughing out loud! It is a regular comedy act!

Here is what made me laugh:

* The Visa Signature card states "This card has everything you want, even your initial." HA HA HA HA HA!!! It goes on to say, "… it proudly displays your monogram every time you lay it down. Jennifer, this card is YOU!" HA HA HA!
* In the fine print of the above card, it says "We will allocate your payments to balances (including new transactions) with lower Annual Percentage Rates (APRs) (including zero percent) before balances with higher APRs." The REAL credit card personality shows up in super large 2-pt font!
* The Household Bank Platinum card says "Everything you like in a card. Including the design." I don't like anything in a credit card. They never helped me WIN with money.

When you look at your 200 - 250 credit card applications that you receive each year, what stands out to you?

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