Observed on a sticker - "I know the difference between right and wrong, but I choose to ignore it."

When it comes to finances, I have learned a lot about what is right and wrong. I hope I do not EVER choose to ignore it!

I have learned that:
- saving money is right and that spending all of my money is wrong
- having an emergency fund for emergencies is right and using a credit card for emergencies is wrong
- giving to worthy causes and individuals is right and not giving at all is dead wrong
- paying cash for purchases is right and paying on payments is wrong
- including your spouse in the budgeting process is right and not including them is wrong
- calling our money "ours" is right and our money "mine" and "yours" is wrong
- working together as husband and wife toward common financial goals is right and working separately is wrong
- having medical and life insurance is right and not having this insurance is wrong
- dealing with your financial situation is right and just throwing up your hands and declaring bankruptcy is wrong
- developing a plan and following it is right and handing your financial mess over to rip-off credit counseling is wrong
- facing your finances is right and choosing to ignore it is plain wrong

I would love to hear some other truths you have learned as you have dealt with your finances!