I am PUMPED about

**Next Steps**, the newest division of IWBNIN. In this series, I will be sharing different components of this division which is solely focused on providing practical next steps toward financial freedom.

**Free Tools**

The Free Tools are organized into logical subgroups (sorry, some of my engineering nerdiness there )

Here are some of the sections in the

**Free Tools**section.

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**Budgeting Tools**Monthly; Weekly; Bi-Weekly; Bi-Monthly; Specific Project or Event - Every budget tool you may need can be found on this page.

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**Debt Reduction Tools**Calculate your Debt Freedom Date and Actual Cost of Debt here. You can also use the Early Pay-Off Calculator to find out how much sooner a larger payment will make a debt leave!

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**Calculators**Chances are really good that the financial calculator you need is located on this page.

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**Saving Tools**Find out how much your monthly savings can equal in a few years on this page.

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**Pay-Off Spectaculars**These are some of the most popular tools, and this page takes the spectaculars to an entirely new level. There are now thumbnail pictures of each spectacular for you!

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**Saving Spectaculars**As with the Pay-Off Spectaculars, the Savings Spectaculars have been reorganized for ease of use.

I am PUMPED about Next Steps and the opportunity to help you take practical next steps toward financial freedom!

Read more of the series on Next Steps

**HERE**