I am the youngest of six boys in my family. There are no sisters.

You can imagine the state of chaos that our family was in most times. Six boys smashing, pounding, beating, trashing, yelling, and generally misbehaving at all times.

When times got particularly out of control, my mother would have an IHHE Moment. She would announce (to no one in particular) in a LOUD voice - "I Have Had Enough!!!" She had an IHHE Moment.

I can tell you this from experience - when mom had an IHHE Moment, things were changing! Life as we knew it was OVER!

I wonder today if you have had an IHHE Moment with your financial situation. Have you had enough? Are you sick and tired of never having enough money to pay all of the bills on time? Are you sick and tired of falling behind on the house payment? Maybe you are not able to invest money because of the amount of debt you have.

My IHHE moment was in December 2002. My first ever