Every single month, I update my net worth numbers. It helps me track my investments, plus it helps me understand first-hand what is going on with the market.

For those who are not complete nerds like me, you calculate your net worth by adding up all of your assets (everything that has value like houses, cars, investments) and subtracting all of your liabilities (debts like mortgages, credit cards, car loans, etc.)

Over the first part of this year, it was always a lot of fun updating the numbers, but lately … It has not been much fun!

In fact, over the past two months I have seen my net worth drop by 3.45%!!!

However, I am not stopping investing! In fact, I am investing even more!!! Why? Because I view this like a sale! I can buy shares of my favorite mutual funds at a discount! They are on sale!

It is not fun watching them drop in value, but this is money that I won't need for at least thirty years!

The great thing is that there are two ways to increase your net worth - INCREASE your Assets OR DECREASE your Liabilities.

Jenn and I are investing every single month - That INCREASES our Assets!

We are also aggressively paying off our mortgage! - That DECREASES our Liabilities!

We can't help but do well with money! I am glad this stuff is not too difficult!

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